Homeowner's Insurance
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Home Owners Insurance for Charleston, SC

As they say, home is where the heart is. When you decide to make the investment of purchasing a piece of real estate and settling down your family in it, you expect that investment to last a lifetime. Home owners insurance is designed to provide the policy holder with financial protection from unforeseen circumstances. C2G Capital Management LLC provides home owners insurance policies for property owners in the Charleston, SC area. Learn all you need to know to find the right policy with these common home owner's insurance terms. When you work with our agents, you can rest assured that you're receiving the finest coverage on the market at a fair rate. Take the proper steps to ensure your house and the life you've built within its walls are insulated from disaster.
Home Owners Insurance Charleston, SC

Why is Home Owners Insurance Necessary?

While you are not legally required to have a home owners insurance policy, most banks and lenders do require it as a condition of your mortgage (and can legally enforce it). Your home is your biggest and most costly investment; one accident or burglary can cause irreplicable financial damage. Going without home owners insurance puts you at major risk for life-altering financial losses. If your home and everything in it is destroyed in a fire or severe storm, for example, your insurance policy can help cover the costs of temporary housing and rebuilding, ensuring that you don't have to start over completely from scratch. Your policy can also protect you in case you or someone in your household is responsible for injury or damage to others or their property. Liability coverage protects your property and personal assets from costly lawsuits in case of an accident such as a slip or fall. While you will ideally never need to use your home owners insurance policy, having one gives you peace of mind that you are ready for anything.

Our team can help review your property and settle on a home owners insurance policy that covers what you need it to protect. 

Our Home Owners Insurance Covers:

  • Fire: keep your belongings and dwelling safe from electrical sparks, tipped over candles, and any other fires
  • Weather: damage caused by water, ice, wind, hail, lightning, and fallen trees is usually covered, but not natural disasters like floods or earthquakes
  • Vandalism: graffiti and more are covered under most all perils policy as long as your home hasn't been vacant for some time
  • Theft: personal property claims pay out based on a percentage of your dwelling coverage, items may even be covered while away from the home
  • Personal liability: protection against liability from injuries that occur on your property, like someone slipping and falling on ice

Our Home Owners Insurance Protects:

  • House: as your primary dwelling, your house is the #1 part of your home owners policy's coverage
  • Garage: whether a garage is attached or detached may affect if it is automatically included in coverage or needs to be added as a rider
  • Shed: most policies will cover any buildings on your property, but to be safe, make sure they pay out enough to replace a shed if it were to burn down
  • Fence: depending on the source and severity of the damage, home owners insurance can pay to rebuild or repair your fence
  • Personal property: furniture, appliances, personal possessions - if it's inside (or temporarily outside of) your home it's safe
  • Valuables: you can add coverage for high-value items like jewelry, as well as liability in case of lawsuits against your assets
Contact the agents at C2G Capital Management LLC in Charleston, SC today to schedule a consultation and explore your options for home owners insurance.

Give Us a Call Today for Quality Home Owners Insurance!

A home is a significant investment, so you want to protect it from weather damage, theft, fire, and more. No matter the size of your home, home owners insurance will provide a financial safety net for unforeseen events. There are various insurance options to choose from, and our agents at C2G Capital Management LLC will help you select the best policy based on your needs and budget. Don’t risk having to pay for damages out of pocket. Contact our agency today for quality home owners insurance. We proudly offer services to Charleston, SC and the surrounding areas.


We look forward to working with you!

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