Auto Insurance
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Auto Insurance for Charleston, SC

If you drive, you probably understand how important auto insurance is. When you're out on the road, having an adequate level of protection in case of an accident is essential. There are so many factors that can come into play during an auto accident. It is best to have a full range of coverage to properly protect you from whatever life throws your way. 

When choosing auto insurance, it's important to shop around to find a policy that meets your needs and fits within your budget requirements. The auto insurance agents from C2G Capital Management LLC will work with you to come up with a policy that is just right. Looking to add a young driver or find more ways to save on your premium? We can help.
Auto Insurance Charleston, SC

Why is Auto Insurance So Important?

No one gets behind the wheel thinking they may be in an accident today, especially with an uninsured driver. The truth is, accidents can happen anywhere and at any time. The best thing you can do is ensure that you have auto insurance coverage that won't leave you liable for injuries or damages. 

Your auto insurance can also keep you protected in the event that you're hit by an uninsured driver. Car accidents can be very costly. Being left to cover the costs out of pocket can be devastating for some people. To make sure your policy sufficiently covers you and doesn't have any loopholes, meet with an agent from C2G Capital Management, LLC. We have worked with countless drivers in Charleston, SC to find them the right auto insurance coverage options for their needs as well as their budgets.

What Does Auto Insurance Cover?

While every auto insurance policy is different, most basic policies will cover the following:
  • Body Injury Liability: If the driver of an insured vehicle causes bodily harm to someone else, body injury liability insurance helps pay for medical treatment and protects you in the event that you are sued. It is recommended that you purchase as much bodily injury liability coverage as possible to protect assets such as your home or savings. 
  • Property Damage Liability: If someone driving an insured vehicle causes damage to someone else's car or property, property damage liability coverage will kick in to pay for repairs. 
  • Medical Payments/Personal Injury Protection: This type of coverage will pay for medical bills and treatment if the policyholder or any of their passengers are injured while riding in the vehicle. 
  • Collision: If your car is in a collision with another car, an object such as a telephone pole or a tree, or as a result as a result of flipping over. It will also protect against damage caused by potholes. Your collision coverage will reimburse you even if the accident was your fault.
  • Comprehensive: This type of coverage reimburses you for loss due to theft or damage caused by something other than a collision. This type of coverage protects you from unexpected events such as falling objects, fire, hail, flood, vandalism, deer collision, or other risks. It will also help pay for a cracked or damaged windshield.
  • Uninsured/Underinsured Motorist Coverage: If you or a covered individual is hit by an uninsured or underinsured driver, your auto insurance policy will reimburse you. Your policy will also take effect if you are hit by a hit-and-run driver or if you're hit as a pedestrian. 
We will review everything that our auto insurance policies cover so there are no surprises. Reach out to our office today to learn more!

How Much Auto Insurance Do You Need?

Not all of the above categories are mandated by law. This gives policyholders the opportunity to customize their auto insurance plans to meet their unique driving and financial needs. Certain protection is obligatory, such as liability coverage, and there will typically be a minimum threshold requirement for these types. For example, in South Carolina drivers must carry at least $25,000 per person and $50,000 per accident of bodily injury coverage. These baseline requirements are rarely if ever enough to actually offset the expenses you would incur from an accident, however. Putting together an auto insurance policy that truly protect you requires some knowledge and understanding of the choices available. Fortunately, that's where our helpful auto insurance agents can assist you!

Our Auto Insurance Agents Will Help You Understand Your Policy 

Before you make any final decisions regarding your auto insurance policy, make an appointment to speak with an agent from C2G Capital Management LLC. Our trusted agents have been helping the people of Charleston, SC with their insurance needs for close to 10 years. Insurance policies can be complex, so it may help you to look over our list of common auto insurance terms. 

Call today to learn more about our auto insurance policies. We proudly provide service to drivers throughout the Charleston, SC region.
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